Loans that change lives

What we do

KIVA is an online lending platform that uses crowdfunded microloans as a force for good.

KIVA creates a space where people can have a tangible impact on each other—and ultimately expand financial access for all.

With KIVA, you will be connected to lenders across the globe, and can apply for crowdfunded loans of up to $15,000 at 0% interest for terms up to 36 months.


interest loans


month repayment
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KIVA + CO.LAB will bring people together.

How it works

Step 1


Find out if you’re prequalified by reaching out to the CO.LAB team. Then easily fill out the online application.

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Apply for a KIVA Loan
Invite friends and family to donate to your KIVA fund
Step 2


Prove your creditworthiness by inviting friends and family to lend to you

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Step 3


Go public on Kiva, with your loan visible to over 1.6 million lenders worldwide

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Repay your KIVA loan easily
Step 4


Build your customer base and build credit by paying off your Kiva loan

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Ella Livingston, Cocoa Asante
Without Kiva, I can say with absolute certainty that I would not be where I am today. I was at a stuck point and could not move further without funds. Because of Kiva I was able to afford professional pictures of my product which allowed me to launch my website and social media platforms. I was also able to purchase packaging which for my product is crucial, as well as other inventory items.

- Ella Livingston, Cocoa Asante

Funded campaigns

Felicia Jackson, CPR Wrap

Felicia Jackson, CPR Wrap

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Gable Eaton, TeqTouch

Gable Eaton, TeqTouch

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Christine Nguyễn, Mâm Crunk's Pies

Christine Nguyen, Mama Crunk's Pies

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Kenyatta Ashford, Neutral Ground

Kenyatta Ashford, Neutral Ground

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Give us a shout—we are happy to hear from you.
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